Ever mowed a lawn in January? Or plowed a snowy driveway on a hot July day? If you own and operate a seasonal business, chances are you aren’t working in the off-season, so the insurance you carry should be different than what you carry in-season.
Leading commercial auto insurers like Progressive offer seasonal insurance for businesses like landscapers, snowplow drivers, ice cream truck owners and more. These coverages allow you to customize your commercial auto insurance based on when your business is running on all cylinders – and when it’s not.
- It’s really all about protecting yourself financially
If you’re in an accident or your commercial vehicla is stolen, it costs money – often a lot of money – to fix or replace it. - If you or any passengers are injured in an accident, medical costs can be extremely expensive.
- If you or your commercial vehicle is responsible for damage or injury to others, you may be sued for much more than you’re worth. Not only is having insurance a prudent financial decision, many states require you to have at least some coverage