Good Contents Are Everywhere, But Here, We Deliver The Best of The Best.Please Hold on!
Data is Loading...
PORTFOLIO
SEARCH
SHOP
  • Your Cart Is Empty!
Dwellings Fire Insurance 

Dwelling fire insurance protection against hazards like explosions, vandalism and some weather related occurrences such as wind and lightning.
  • Text Hover

What Is Dwelling Fire Insurance?

Dwelling fire insurance offers property owners a wide variety of coverage options and flexibility to protect their assets. Contrary to what its name might suggest, dwelling fire insurance coverage is not limited to fire and smoke related damages. In fact, the covered perils are very similar to those of a standard homeowners instance policy. Dwelling fire policies often offer property owners protection against hazards like explosions, vandalism and some weather related occurrences such as wind and lightning. Unlike a typical home insurance policy, which covers everything except for listed exclusions, a dwelling fire policy will only cover named perils.

Why Do You Need Dwelling Fire Insurance?


Depending on the policy, brokers can secure coverage for not only their clients’ structures, but for the contents of a dwelling as well. Policies can be written to reimburse the insured for either the cash value of your home, or for the cost of replacing it in the event of a disaster.  Dwelling Fire Insurance policies are often useful when insuring older homes and those with a prior loss claims, as well as secondary residencies or rental properties.

Whether you are looking for property coverage for their primary residences, or rental properties, our dwelling fire insurance policies can be written to meet the specific needs of your client. 
Questions to Ask Your Agent


Your independent agent is an advocate for finding homeowners insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:


  • How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed? (Ask your agent to talk you through your home’s features and the things you own so you can make an informed decision about coverage.)

  • Does the insurance company have a good reputation for customer service?

  • Is it known for paying claims fairly and promptly?

  • What discounts are available? (Ask about multiple policy, security system and fire resistance discounts.)

  • What’s the process for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

CONTACT FORM

Please feel free to contact us for a free no obligation quote. Someone will get back to you within 24 hours.

    Select Insurance You Are Interested in.(required)