Understanding your options, when buying RV insurance, you’ll find that a lot of the same coverage options from your auto policy are also available for your RV. But there are additional options which you may want to take advantage of.
The typical RV insurance policy may include the following coverage options:
- Liability for bodily injury and property damage
- Collision coverage for damage done to your RV
- Comprehensive coverage, which includes insurance for nonaccident damages such as fire, theft and falling objects
- Contents coverage for damage done to the personal belongings you carry in your RV
- Medical payments coverage for injuries to you or your passengers in an accident
- Personal Injury Protection – This comes into play regardless of who’s at fault. PIP may pay for a broad range of expenses including medical bills, lost wages and funeral expenses. Check with your local agent to determine whether you live in a no-fault state.
Owning an RV ensures that when you vacation, you never have to spend money on a hotel room and you never have to worry that all the rooms will be booked. Why not protect that investment by getting the right kind of RV coverage for your needs?